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Category: Seasonal

Protect Your Home from Halloween “Monsters”

Halloween doesn’t just bring out the ghouls and goblins. It brings out the home insurance claims. This time of year, there is a spike in claims related to property damage from revelers who occasionally take their terrifying pranks too far. Some of the most common damages include broken windows, theft, and egging.

Halloween also sees a rise in accidents, from dog bites to trick-or-treaters slipping and falling on hazardous decorations. Here’s how you should prepare your property ahead of the spooky event.

PREVENT ACCIDENTS FROM HAPPENING

Make sure your insurance policy covers damages and accidents that occur on your property. However, if a child gets hurt due to an obstruction on your property, your insurance may not cover these claims. Be on the lookout for common hazards such as loose handrails on stairs, unexpected elevation changes on your walkway and driveway, slippery surfaces from ice or wet leaves, and poorly lit areas.

SECURE YOUR PROPERTY FROM BURGLARS

Most homeowners’ insurance policies cover theft and break-and-enters. However, you should further protect yourself by locking all your doors and windows, keeping valuables out of plain sight, and providing plenty of lighting on your property. If you will be out of the house in the evening, make the place seem occupied by leaving a few lights on and even the TV.

KEEP YOUR DOG INSIDE AT ALL TIMES

Rex may be the most well-behaved dog, but frightening costumes and loud children can cause him to act erratically and potentially bite a trick-or-treater. Make sure your insurance provider is aware that you have a dog and check if the policy covers dog bites. Of course, it’s best to avoid any incidences in the first place. Keep your dog on a leash inside the home or away from the reach of strangers.


This information should not be relied on as legal advice, financial advice or a definitive statement of the law in any jurisdiction. For such advice, please consult your own legal counsel or financial representative.

Happy Thanksgiving from the Dan Cooper Group

Thanksgiving is a time for friends and family to come together and gives us the opportunity to express gratitude for all that enriches our lives.

“Be thankful for what you have; you’ll end up having more. If you concentrate on what you don’t have, you will never, ever have enough.” – Oprah Winfrey

May the good things in life be yours in abundance, not only at Thanksgiving, but throughout the coming year! We are extremely grateful for your continued support and loyalty and wish you and your family a wonderful holiday weekend!

Sarah Van Rosan and Ally Yao of Dan Cooper Group

Happy Chinese New Year! 金鸡报晓去, 瑞狗迎新来

Chinese New Year arrives on February 16th, 2018 and marks the beginning of a new lunar calendar and the start of the Spring Festival in China. As 2017 ushers out the Year of the Fire Rooster, 2018 welcomes the Year of the Earth Dog.

The Dog occupies the 11th position in the Chinese Zodiac and applies to you if you were born in 1922, 1934, 1946, 1958, 1970, 1982, 1994, 2006, 2018. If you benefit from his friendship or his love, a Dog will never disappoint you.

In Chinese society, Dogs are the favoured domestic animal because they are so loyal to their owners. Like a Dog, those born in the year of the Dog possess the admirable canine qualities of loyalty and integrity. The element Earth enriches Dog’s character and adds stability. People born in the Year of the Dog are usually independent, sincere, straightforward, friendly and loyal and have a strong sense of responsibility according to Chinese zodiac analysis. They are not afraid of difficulties in daily life. These shining characteristics make them have harmonious relationships with the people around them.

So what we can expect from the coming year? The Dog is an ethical and idealistic sign, the year that bears its name will also bring increased social awareness and interest in society’s less powerful members. Any tendencies to take, take, take will be replaced by a widespread sentiment of generosity and selflessness. In general, we will all be imbued with the Dog’s keen sense of right and wrong.

狗年吉祥

Happy Holidays from The Dan Cooper Group

And the Grinch, with his Grinch-feet ice cold in the snow, stood puzzling and puzzling, how could it be so? It came without ribbons. It came without tags. It came without packages, boxes or bags. And he puzzled and puzzled ’til his puzzler was sore. Then the Grinch thought of something he hadn’t before! What if Christmas, he thought, doesn’t come from a store. What if Christmas…perhaps…means a little bit more!

– Dr. Seuss, How the Grinch Stole Christmas!

May the spirit of Christmas fill your home with love, joy and peace.

Merry Christmas and Happy New Year!